Terms & Conditions

Welcome. By using jaredbender.com and its subdomains (including ph.jaredbender.com), you agree to these terms. They're pretty straightforward — this is a personal site, not a bank.

1. Who runs this

This website is operated by Jared Bender, an individual based in Puerto Princesa, Palawan, Philippines. Questions? Reach out at [email protected].

2. What this site is

This is a personal portfolio and research website. It includes:

• A coming soon homepage and personal links
• An independent Philippines economic research atlas
• Links to videography work and a YouTube vlog channel
• Information about Clutch City AI, a marketing automation agency

Nothing on this site constitutes financial, legal, investment, or professional advice of any kind.

3. Content & intellectual property

All original content on this site — writing, research, design, and code — belongs to Jared Bender unless otherwise noted. You're welcome to share or reference it with proper credit. Please don't reproduce it wholesale without asking first.

The Philippines Economic Atlas contains research compiled from public data sources. While every effort is made to keep it accurate, it is provided for informational purposes only. No warranties are made about completeness or accuracy.

4. Third-party links

This site links out to YouTube, Clutch City AI, LinkedIn, Instagram, Facebook, and other external sites. Once you leave jaredbender.com, their terms apply — not mine. I'm not responsible for anything that happens over there.

5. No warranties

This site is provided "as is" with no guarantees of uptime, accuracy, or fitness for any particular purpose. It's a personal site — things break sometimes and that's okay.

6. Limitation of liability

To the fullest extent permitted by law, Jared Bender is not liable for any direct, indirect, or consequential damages arising from your use of this website or its content.

7. Changes to these terms

These terms may be updated occasionally. The "last updated" date at the top will always reflect the most recent version. Continued use of the site means you're good with the current version.

8. Governing law

These terms are governed by applicable laws. Given that this site is operated by a US citizen living in the Philippines and primarily serving a US audience, disputes would generally be governed under California law, without regard to conflict of law principles.